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Borrower Resources

Borrower Resources

Below is a number of resources that will help you navigate the journey of a home loan. We are determined to make the mortgage loan process easy and smooth to ensure a positive experience at every stage. 

First Time Homebuyers

It's important to know what you are getting into when purchasing a home and taking out a loan. You may have many questions on what to know, click below to find out the most commonly asked questions from a first time homebuyer.

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Loan Types

At ULC, we have experienced mortgage professionals to guide you through the process but knowing what loan type is best for you is an essential part of buying a home. Learn more about what loans are available to you.

Process Overview

We have streamlined the home loan process to make it as stress-free as possible. From application to closing, our digital tools let you apply online, upload documents, and track your loan status in real-time. With clear communication and expert guidance every step of the way, you’ll always know what’s happening and what’s next.

Pathway to a New Home

Pathway to a New Home is designed to make your journey simple, clear, and achievable. A free benefit offered to New Home Co. customers. Create a savings plan for your down payment, closing costs, and reserves. Get tips to boost your credit score, lower your debt-to-income ratio, and improve your budgeting skills. Every dream deserves a pathway.

Loans

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Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com, 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. ULC

Licensed in: AZ – Mortgage Banker License #0927881; CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853; CO – Mortgage Company Registration; FL – Mortgage Lender Servicer License #MLD989; OR – Mortgage Lending License #2996; TX – Mortgage Banker Registration; UT – Mortgage Entity License #7384716; WA – Consumer Loan Company License #CL-2996. This is not a commitment to lend. Equal housing lender logo Equal Housing Lender.