About Us
Financing Dreams, One Home at a Time
At Universal Lending Corporation (ULC), we believe a better homebuying experience starts with trusted guidance and real people who care. As New Home Co.’s affiliated lender, our entire focus is on making the mortgage process simpler, smoother, and
Why Buyers Choose ULC
New Home Knowledge
We understand the nuances of financing a newly built home, and we’re integrated into New Home Co.’s process to ensure your loan keeps pace with your home’s progress.
Personalized Guidance
Our loan officers take the time to understand your goals and match you with the right loan options, from conventional and government-backed loans to flexible non-traditional programs.
Nationwide Support
We serve New Home Co. buyers across California, Arizona, Colorado, Oregon, Washington, and Texas.
Loan Options That Fit Your Life
From first-time buyers to seasoned investors, we offer a broad range of loan programs, including:
1
Conventional Fixed-Rate Loans
2
FHA & VA Loans
3
Jumbo Loans
4
Adjustable-Rate Mortgages
5
First Time Homebuyer Programs
6
Non-Qualified Mortgage Loans
7
State and Local Down Payment Assistance Programs
What Our Borrowers Are Saying
As a first-time homebuyer, I was completely confused and anxious about the loan process, but Danielle was an absolute lifesaver. She was truly amazing! She took the time to clearly explain every step until I understood it, which completely eased my anxiety. We hit a few unexpected loops along the way, and she handled them all seamlessly, getting everything figured out for a smooth closing. Even now, if I have a quick, confusing question, I know I can message her because she always has the answer. Danielle is not just an amazing Loan Officer; she's a dedicated and patient partner. She earned all 10s!
Cheyenne W., Arizona
They worked with us through a unique situation and made the process stay smooth.
Molly H., Oregon
Everyone with the lending team was exceptional, kept me updated throughout the process-very smooth transaction.
Nury C., Texas