Financing Dreams, One Home at a Time
Universal Lending Corporation
Universal Lending Corporation (ULC) was established nearly 40 years ago with a core belief: every customer deserves personalized attention thr
Resources
Explore our resources to learn about loan options, budgeting tips, and what to expect at each step of your journey.
Process Overview
We have streamlined the home loan process to make it as stress-free as possible. From application to closing, our digital tools let you apply online, upload documents, and track your loan status in real-time. With clear communication and expert guidance every step of the way, you’ll always know what’s happening and what’s next.
First Time Homebuyers
It’s important to know what you are getting into when purchasing a home and taking out a loan. You may have many questions on what to know, click above to find out the most commonly asked questions from a first time homebuyer.
Loan Types
At ULC, we have experienced mortgage professionals to guide you through the process but knowing what loan type is best for you is an essential part of buying a home. Learn more about what loans are available to you.
Pathway to a New Home
Pathway to a New Home is designed to make your journey simple, clear, and achievable. A free benefit offered to New Home Co. customers. Create a savings plan for your down payment, closing costs, and reserves. Get tips to boost your credit score, lower your debt-to-income ratio, and improve your budgeting skills.Every dream deserves a pathway.
Our Team of Dedicated Mortgage Professionals
Your personal Loan Officer will guide you through every step of the way. They will get to know your goals, answer your questions, and help create a customized loan strategy that is tailored to your needs.
EXPLAIN YOUR LOAN OPTIONS
Your loan officer will help break down the different loan programs that we have available and help you understand which ones will work for you and your financial needs.
HELP YOU GET PRE-QUALIFIED
Before you begin shopping for your dream home, getting pre-qualified* helps you understand how much you can afford. Universal Lending makes this process simple, giving you a clear picture of your buying power so you can search with confidence.
AFFORDABLE LOAN OPTIONS
Your loan officer will guide you toward a loan that keeps your monthly payment comfortable and supports your long-term financial plans.
ANSWER YOUR QUESTIONS
No matter where you are in the process, your loan officer is there to provide answers and guidance when you need it most.
ENSURE A SMOOTH PROCESS
From start to finish, your loan officer works behind the scenes to keep things on track, so your path to homeownership is as stress-free as possible.