Universal Lending Corporation offers a wide variety of loan options including:

CHFA

What is CHFA? The Colorado Housing and Finance Authority (CHFA) has been around since 1973 and their mission is to finance the places where people live and work throughout Colorado.  Through CHFA, we can provide fixed rate financing to homebuyers, small to medium sized businesses, and multifamily rental housing developers.  Like Universal Lending Corporation, CHFA is dedicated to building strong communities throughout Colorado because strong communities make strong economies.

CHAC

The Colorado Housing Assistance Corporation.

HOAP

Since 1985, the City of Aurora's Home Ownership Assistance Program (HOAP) has been dedicated to making home ownership a reality for Aurora’s low and moderate-income families. As a HUD-approved counseling agency, the HOAP program offers free pre-purchase, foreclosure, pre-foreclosure sale, and reverse equity mortgage counseling, as well as financial assistance to homebuyers. The HOAP staff conducts educational seminars to first-time homebuyers (in English and Spanish), which covers the process of buying and owning a home. HOAP staff also act as a referral service for residents to other service providers within the community.

FHA

The Federal Housing Administration (FHA), an agency of the federal government, insures private loans that are issued for new and existing housing, and loans that are approved for home repairs. Created by congress in 1934, the FHA became part of the Department of Housing and Urban Development's Office of Housing (HUD) in 1965. Today the mission of the FHA includes helping borrowers get amounts they qualify for, and assisting lenders by reducing their risk in issuing loans.

VA

The VA Loan Guaranty Service is the organization within the Veterans Benefits Administration, charged with the responsibility of administering the home loan program. The VA helps veterans and active duty personnel purchase and retain homes in recognition of their service to the Nation.  All veterans and other participants in the program will be treated in a courteous, responsive, and timely manner.

Conventional

A loan made with real estate as security and not involving government participation in the form of insuring (FHA) or guaranteeing (VA) the loan. The mortgagee can be an institutional lender or a private party. The loan is conventional in the sense that it conforms to accepted standards and the lender looks solely to the credit of the borrower and the security of the property to ensure payment of the debt. Conventional loans include those loans insured by private mortgage insurance companies.